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About Us
Personal Coverage, Inc. is an independent insurance agency based in Ballston Spa, NY with additional offices in Kingston and Poughkeepsie. We offer personal insurance products such as Automobile, Home, Renter's Insurance, Personal Umbrella Liability, Life, and Disability Income.

We represent many of the finest companies in the industry including:

Your renter's insurance cost is based not only on you but also on what your neighbors experience in everyday life.

There are often misconceptions among consumers about the value of insurance. While insurance may not be on the top of your list, it protects your assets and your paycheck for which you work so hard. 

If you had to replace all you owned or had to divert a portion of your paycheck to a person you injured it would cause tremendous hardship. Insurance is a part of a balanced financial plan for the future, but one which is often taken for granted or overlooked. We encourage you, our customers to take an active role in protecting your belongings and income by making informed decisions regarding insurance.

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